HowMoneyWorks

We teach people how money works.

Financial illiteracy is the #1 economic crisis in the world affecting over 4.5 billion lives.
"4 Financial Illiteracy Statistics 2023: A Look at the Financial Health," Gitnux, Mar 2023
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Do you know how money works?
Each of our financial educators provide a financial education to one person, one family, one classroom, one organization, and one company at a time

Stop being a sucker.

Start being a student.

Financial Literacy

isn’t taught in schools.
Only 23 out of 50 states
require high school students to take a personal finance course to graduate.
“Survey of the States: 2022 Economics and Personal Finance Education in Our Nation’s Schools,” Council For Economic Education, 2022
Personal Finance
That’s the answer the majority of American young adults gave in a recent survey when asked which high school-level course would benefit them most.
“Financial Literacy Statistics,” National Financial Educators Council, Mar 2021
I sure wasn’t taught it in school. But my family and I can learn about it NOW!
According to the Federal Reserve Bank of St. Louis, financial literacy means understanding how to earn, spend, save, manage, and invest money.
4.5 billion people is a lot of people to teach how money works. Bring it on!
70% Financial Literacy Failure Rate
In 2018, a global survey asked over 100,000 people in 15 different countries 3 simple questions about money concepts. 70% failed to answer all three basic questions correctly.
"The New Social Contract: A Blueprint For Retirement in the 2`1st Century—Aegon Retirement Readiness Survey 2018," Aegon—Center for Longevity and Retirement, May 2018

How do we erase financial illiteracy?

We do it with breakthrough books and courses that are changing lives everywhere.
Ask me for a copy of one of our books.
Submit your request directly
Gary Hamilton
Financial Educator

Take the 5 Question

Change Your Literacy, Change Your Life

76% of people can't answer 4 out of 5 questions. Can you?

Are you Financially Literate?

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An investment in knowledge pays the best interest.

– Benjamin Franklin

The 7 Money Milestones®

The simple, step-by-step guide they should have given you in school.
So many people are lost today. This is exactly what we all need — a clear path!

The Rule of 72

Abracadabra! It’s the amazing formula for estimating how fast your money will double.
I can't believe I'm 19 and I've never heard of this!
HA! I'm 67 and it's a first for me too.
Discover the Rule of 72